About Old Point


Whether you are a long-time Hampton Roads resident, or a newcomer to our area, you will find that Old Point can meet nearly all of your financial needs. We offer you state-of-the art technology and sophisticated financial products to help you easily manage your finances. We look forward to helping you achieve your goals. 


Old Point Bank

first-branch.jpgSince they first opened in 1923, Old Point National Bank has been committed to their customers and our community.  Old Point has grown to 18 convenient branches throughout Hampton Roads and offers customers surcharge-free access to over 55,000 ATMs worldwide as part of the Allpoint ATM network.  Even though Old Point has grown substantially over the decades, they still operate under local management, with the same trusted name, and the same genuine concern about their customers.

Old Point’s first building, completed later in 1923 on the corner of Mellen and Mallory Streets in Hampton, was described by The Daily Press as “one of the most modern in the state, with a splendid vault and safe.”  The intricate 12-ton vault door would prove to be a steadfast feature of the bank. 

lighthouse.pngOld Point launched operations from a counter inside Cooper’s Confectionary store in the Phoebus section of Hampton in January of 1923.  A local doctor, a seafood dealer, and a merchant, who cared about their community, founded Old Point because they believed it would be a help to area citizens and businesses.  They named the bank after Old Point Comfort lighthouse to demonstrate their commitment to being a steady, trusted resource in all kinds of economic conditions.

Old Point National Bank served a key role in Hampton during the Great Depression.  In 1933, the federal government closed all banks temporarily to keep panicked citizens from making a run on them.  At one point, Old Point was the only bank in town that made it possible for employees of the local veteran’s administration to cash their pay checks.  This spirit of public service has continued through the years, with Old Point committed to helping their community prosper by supporting over 300 Hampton Roads charitable organizations.  Old Point employees live, work, shop, and eat in the footprint in which they serve, and pride themselves on creating a better community, everyday.  Over 275 Old Point volunteers, which is nearly 90% of Old Point’s workforce, participated in community service projects in 2012.  Last year, employees donated thousands of hours of community service to the Hampton Roads area in addition to collecting approximately 3,200 pounds of food in Old Point branches for local food banks.

Old Point puts community first and part of this commitment is offering state of the art products and services to help personal and business financial futures grow.  Old Point’s Corporate Banking solutions, such as imaged lockboxes, remote deposit capture, and advanced merchant services, allow their business customers to operate more efficiently and increase cash flow.  As competitors charged additional fees, discontinued free checking, and imposed penalties on their customers, Old Point takes a different approach by offering forward-thinking solutions to enhance their client’s business and personal financial lives.  Despite a challenging economy, Old Point’s experienced and dedicated lending officers continue to differentiate Old Point from its competitors by providing guidance and support to borrowers.  

In addition to these services, Old Point Mortgage, LLC, of which Old Point National Bank is 49% owner, offers an experienced team that delivers quality loans and service.


Old Point Trust & Financial Services

Old Point National Bank was granted trust powers in 1926, and Trust was a part of the Bank until April 1999, when Old Point Trust & Financial Services, N.A. was chartered as a national trust company. Old Point Trust is the largest trust company headquartered in Hampton Roads. Our experienced staff carry a number of advanced certifications, degrees and professional designations and is ready to help you manage your assets. They offer investment research, asset management, performance analysis, estate and trust administration, estate and retirement planning, and more.