About Old Point

Our Mission Statement

We will serve the financial needs of our customers.
We will provide dependable products, fairly priced.
We will be full partners in the growth and development of our community.
We will value and reward our employees’ contributions.
We will return a fair profit to our shareholders.
Excellent service is the hallmark of our business. 

Whether you are a long-time Hampton Roads resident, or a newcomer to our area, you will find that Old Point can meet nearly all of your financial needs. We offer you state-of-the art technology and sophisticated financial products to help you easily manage your finances. We look forward to helping you achieve your goals. 

first-branch.jpgSince we first opened in 1923, Old Point National Bank has been committed to our customers and our community. Old Point has grown to 18 convenient branches throughout Hampton Roads and offers surcharge-free access to over 55,000 ATMs worldwide as part of the Allpoint ATM network. Even though Old Point has grown substantially over the decades, we still operate under local management, with the same trusted name, and the same genuine concern about our customers.

lighthouse.pngOld Point launched operations from a counter inside Cooper’s Confectionary store in the Phoebus section of Hampton in January of 1923. A local doctor, a seafood dealer, and a merchant, who cared about their community, founded Old Point because they believed it would be a help to area citizens and businesses. They named the bank after Old Point Comfort lighthouse to demonstrate their commitment to being a steady, trusted resource in all kinds of economic conditions.

Old Point’s first building, completed later in 1923 on the corner of Mellen and Mallory Streets in Hampton, was described by The Daily Press as “one of the most modern in the state, with a splendid vault and safe.” The intricate 12-ton vault door would prove to be a steadfast feature of the bank and was incorporated into our current headquarters building, which opened in Downtown Hampton in 2014.

Old Point National Bank served a key role in Hampton during the Great Depression. In 1933, the federal government temporarily closed all banks to protect them from panicked citizens. At one point, Old Point was the only bank in town that made it possible for employees of the local veteran’s administration to cash their pay checks. This spirit of public service has continued through the years, with Old Point committed to helping our community prosper by supporting over 300 Hampton Roads charitable organizations. Old Point employees live, work, shop, and eat in the footprint in which we serve, and pride themselves on creating a better community, everyday. Approximately 270 Old Point volunteers, nearly 90% of Old Point’s workforce, participate in community service projects annually. Last year, employees donated thousands of hours of community service to the Hampton Roads area in addition to collecting approximately 3,200 pounds of food in Old Point branches for local food banks.

Old Point puts community first and part of this commitment is offering state of the art products and services to help personal and business financial futures grow. Old Point’s Corporate Banking solutions, such as imaged lockboxes, remote deposit capture, and advanced merchant services, allow our business customers to operate more efficiently and increase cash flow. As competitors charge additional fees, discontinue free checking, and impose penalties on their customers, Old Point takes a different approach by offering forward-thinking solutions to enhance our clients' business and personal financial lives. Despite a challenging economy, Old Point’s experienced and dedicated lending officers continue to differentiate Old Point from its competitors by providing guidance and support to borrowers.  

Old Point National Bank was granted trust powers in 1926, and Trust was a part of the Bank until April 1999, when Old Point Trust & Financial Services, N.A. was chartered as a national trust company. Old Point Trust is the largest trust company headquartered in Hampton Roads. Our experienced staff carry a number of advanced certifications, degrees and professional designations and is ready to help you manage your assets. They offer investment research, asset management, performance analysis, estate and trust administration, estate and retirement planning, and more.

In addition to these services, Old Point Mortgage, LLC, of which Old Point National Bank is 49% owner, offers an experienced team that delivers quality loans and service.